01
An informed value range
Get a practical idea of what your portfolio may be worth based on the AR you provide. It is insight—not an offer or commitment.
Institutional portfolio intelligence for BHPH dealers
See how institutional buyers view your portfolio. Free.
Send us the AR report you already have. K6 will show you how an institutional buyer would look at your book and give you an informed range of what the portfolio may be worth.
Clarity and insight only. No offer. No obligation. No customer identity required.
Reports delivered on hundreds of portfolios
An institutional view of your own book
An informed portfolio value range
Your customers’ identities stay private
What the report gives you
A view of your portfolio most dealers never get to see.
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The institutional perspective
See how a professional buyer would organize and view the characteristics of your book before thinking about value.
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Clearer operating decisions
Use the report to understand your position, improve the data you track, and make better decisions about the portfolio you already own.
How it works
One upload. A clearer view of your book.
STEP 1
Send your AR
Upload whatever your DMS exports, as long as it includes the VIN for every account.
STEP 2
We build the report
K6 reviews the portfolio through the lens an institutional buyer would use. Optional sales and charge-off reports make the view sharper.
STEP 3
Get clarity
Receive an informed value range and a clearer understanding of how the market would view your portfolio. That is where this process ends.
The institutional lens
Understand what shapes the market’s view of your book.
Portfolio structure
See the book as a collection of accounts rather than a single top-line balance.
Payment transactions
See what the payment record shows — amounts, frequency, and how reliably money is coming in — and why that weighs on what the book is worth.
Payment performance
See how current and past-due accounts change the overall character of the book.
Contract characteristics
Understand how balances, terms, payments, and APRs fit together at the portfolio level.
Vehicle-level context
VINs connect each account to the underlying vehicle information needed for a credible read.
Data completeness
Learn which missing or inconsistent fields make a portfolio harder for an institutional buyer to understand.
Hundreds of books reviewed
Free reports delivered on hundreds of portfolios.
The report answers a question almost every BHPH dealer has and few can answer confidently: “What might my portfolio be worth to an institutional buyer?”
KNOW THE RANGE
Replace the guess with an informed view
Get a grounded range based on the portfolio data you already maintain.
SEE THE BOOK
Understand how the accounts fit together
Move beyond the total receivable balance and see how the portfolio looks as a whole.
GET CLARITY
Use the insight however you choose
The report is informational. There is no offer, transaction, or requirement to do anything afterward.
What arrives in your inbox
Not a callback request. A useful report on your own book.
PORTFOLIO VIEW
A structured snapshot
A clear view of the AR you sent, organized around the characteristics institutional buyers pay attention to.
VALUE CONTEXT
An informed range
An estimate of what the portfolio may be worth—not an offer, bid, or commitment.
DATA INSIGHT
A clearer data picture
See where complete information strengthens the view and where gaps make the book harder to assess.
After you upload
No black box. Here is what happens next.
We confirm the file
K6 checks that the AR includes the account and VIN information needed to run the analysis.
We review your book
Your free report is built from the portfolio you provided. Optional sales and charge-off files sharpen the view.
You receive the report
We email the portfolio analysis so you can review it on your own time.
The process ends
You have an informed view of what the book may be worth and how an institutional buyer would see it. No offer is being made.
Your data
There’s nothing to steal, because nothing personal ever reaches us.
Your export is stripped before submission. K6 receives the account and vehicle information needed for analysis, not borrower identity.
Sent
- VIN
- Balance & terms
- Payment dates
Stripped on your machine
- Customer name
- Address / phone
- SSN
FAQ
Straight answers.
What do you need from me?
Your AR export with a VIN for every account. For a sharper analysis, you can also add your last 12 months of sales and charge-offs. No borrower names or direct identifiers are needed.
Is this an offer to buy my portfolio?
No. K6 is providing an informational analysis and an informed range of what the portfolio may be worth. No offer, bid, commitment, or transaction is part of this process.
Will you contact my customers?
No. K6 does not receive the information needed to identify or contact them.
Will someone call me?
We start by emailing the report. We may contact you only if the file is missing information needed to complete the analysis.
What does the report cost?
Nothing. K6 has delivered free reports on hundreds of portfolios.
Your book. Your choice.